Reading Time: < 1 minute link here. This is the new card I got this year. I got the $40 first statement credit, and am very pleased to get the extra points for my Amazon purchase (quite a bit after our new baby born). With your Amazon.com Rewards Credit Card, you will earn points for every dollar you spend on
Reading Time: 2 minutes It’s 401k enrollment time, because of my recent job change. I have lived life without 401k contribution for several months now, although I tried to keep up with buying mutual fund Scottrade IRA account. But I found this IRA thing is not as easy my good old 401k account. Couple reasons: 1) Automatic payroll deduction
Reading Time: 2 minutes Learned this lesson the hard way. Basically couple days ago on my way to St. Louis Bread Co for a coffee, the windshield wiper in my car stopped working (it was raining). To make things worse, I can hear the motor was still trying to rotate and making the annoying noises. Upon arrival at the
Reading Time: < 1 minute I had to rent a car today because my car is in the repair shop. It seems I need to extend the rent one day, because the part was not available in the shop (it had to be ordered). I rent a Hyundai Accent from local Enterprise Rent-a-car (across street from the car repair shop).
Reading Time: 3 minutes So I opened an IRA account in mid March, deposit some money there, but I have not bought any mutual fund until today (theoretically tomorrow). Why? Two reasons: 1) The market has been hot lately, and I was waiting for a dip, that dip did not come until recently the Goldman scandal surfaced, and Greece
Reading Time: 4 minutes (Update 08-01-2010) It seems the referral still works. Feel free to use my referral code 2568778, and email me after you enroll. I will send you the $25 Amazon gift card as soon as I receive the referral bonus from Ohio 529 plan. (Update 06-29-2010) My mistake, there is not limit in terms of the
Reading Time: < 1 minute I received both the federal and state tax refund last week. Besides using the Turbo Tax from Bank of America site (get 35% off). For State (show me state) filing, I used paper filing, because state filing is usually simply enough, and also the Turbo Tax already gave me the estimate refund amount (so that
Reading Time: < 1 minute (Update 05-07-2010) I just found out some more details on how it works. Per BoA’s FAQ of the Keep the Change Program, “The matching funds will be credited annually to your savings account. This will take place within 8 weeks after the month of your enrollment anniversary for the Keep the Change® savings service.” (Update
Reading Time: < 1 minute ESPP stands for Employee Stock Purchase Plan. My former employer is a public company, and it offers a good ESPP plan: 15% discount of stock market price at the beginning or the end of plan period (pick the lower of the two prices, then apply 15% discount), the plan period is usually 6 months. I
Reading Time: 4 minutes The average age of your credit history is one factor that goes into determining your credit score. At fifteen percent of your score, having a longer credit history can make a big difference. This is one reason why it makes sense to start building credit as a student; the younger you are when you get
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