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• Thinking about opening a Roth IRA

  April 14, 2024

  <span class="rt-reading-time" style="display: block;"><span class="rt-label rt-prefix">Reading Time: </span> <span class="rt-time">3</span> <span class="rt-label rt-postfix">minutes</span></span> I think I was pretty ignorant about the Roth IRA or Roth 401k until recently years. Some friends talked about Backdoor Roth IRA a few years ago. Around the same time (Sept 2021), I noticed my employer 401 k plan has a Roth option. Before that I already worked in the USA for about 21

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• American Healthcare System III – 美国医疗系统之三: the medical bills are confusing

  April 7, 2024

  <span class="rt-reading-time" style="display: block;"><span class="rt-label rt-prefix">Reading Time: </span> <span class="rt-time">2</span> <span class="rt-label rt-postfix">minutes</span></span> I talked about American Healthcare System I 美国医疗系统之一 and American Healthcare System II 美国医疗系统之二。Recently due to my older daughter’s ankle injury, I learned a bit more about the medical bills. We had two visits at Shriner’s hospital near the BJC at central west end: the initial encounter (encounter as in medical billing) and the followup

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• The allies or partners America abandoned over the years

  March 31, 2024

  <span class="rt-reading-time" style="display: block;"><span class="rt-label rt-prefix">Reading Time: </span> <span class="rt-time">3</span> <span class="rt-label rt-postfix">minutes</span></span> Not intend to be a political topic. At least I am not interested in starting a debate around politics. In reverse chronicle order. Please navigate away or close the tab as you see fit. Ukraine: don’t know. The congress may or may not pass the new aid bill. Right now it’s stuck in the house

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• I am exhausted, but I will soldier on

  March 30, 2024

  <span class="rt-reading-time" style="display: block;"><span class="rt-label rt-prefix">Reading Time: </span> <span class="rt-time">3</span> <span class="rt-label rt-postfix">minutes</span></span> Dealing with my 14 y old: the new retainer got lost in a week. See: I was smart that I bought the “retainer insurance” 🙂 If the opportunity arises, I would buy the “iPhone insurance” too (remember why I bought iPhone 15 : long story short, she accidentally broke her iPhone XR (which was passed

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