Reading Time: 3 minutes The high end office chair is not cheap, it costs more than $1,000. Let’s say chair of $1,350 (note Haworth Fern is in that range), typical workers work 2,000 hours a year. Let’s say a typical worker sits 60% of the time, 1,200 hours sitting on a $1,350 chair. A dollar an hour chair sitting

Reading Time: 3 minutes I am trying to fix small things myself these days, this is probably true for many other people too. Replace cell battery for the car keys For example, recently I found out the new Car key (new to me anyway, it’s a used 2020 Toyota Camry key, so a few years old in reality), may

Reading Time: 2 minutes Do you want to guess the mutual fund (company) that lost the most in the First Republic Bank rout? I mean the mutual fund that held the most $FRC before it’s being closed by FDIC and since taken over by the JP Morgan Chase. I was a bit surprised to find that the Vanguard Group,

Reading Time: 2 minutes Yesterday, an interesting moment. I need a five dollar bill. And I asked my 13 year old and 8 (soon to be 9) year old. I asked my younger daughter 1st. She said, why don’t you go ask mom? My 13 year old was listening, she already went to her piggy bank. She didn’t have

Reading Time: 2 minutes I think savers should look at high yield savings account #HYSA now. Personally I use the $AXP (#Amex or #AmericanExpress) and $DFS (#DiscoverCard). The rate as of today 05-05-2023 is 3.75% for both. I expect they raise the rate to 4% shortly after this week Federal Reserve’s 0.25% rate hike. Doctor of credit has a

Reading Time: 2 minutes 橄榄🫒村股票群群公告 history Please email me at minjie dot xu at gmail dot com if you like to join 讨论美股个股为主(Latest update is at the bottom). 近年我个人比较成功的是OKTA：她家做identity cloud ☁️ (single sign on, security as a service etc). ZM没有拿稳比较可惜。I also long Berkshire Hathaway, Alibaba and GoodRx. Two disclaimers: 1) Your money 💰, your call (decision); 2) I am

Reading Time: < 1 minute Don’t buy penny stocks; don’t buy stocks all at once (portfolio and cash management); don’t look at the previous high and use it as reference price when buying (on sale mentality); don’t own too many stocks especially for newbies, because it’s likely a newbie doesn’t know or learned a lot about those companies. In stocks

Reading Time: < 1 minute First thoughts: regarding the recent #layoff news from #Meta (#Facebook, my wife has a former colleague being impacted yesterday). This remind me one thing from my own experience, for those folks who are on #OPT or #H1B, compensation/money is not as important as the #greenCard (GC) (#permanentResidency). Once you have the GC, sky is your

Reading Time: 2 minutes It seems soooooooo hard for me to earn the $100 check from google Adsense nowadays. A lot people said blogs are dead nowadays. That’s probably true, as I learn from homejianshuo (noticed his blog starting date of Sept 2002, now I recall I was probably influenced by him when I start blogging :-), and likely

Reading Time: 3 minutes Tomorrow 04/18/2023 is the tax day in the US, the usual deadline for filing federal income and state income taxes. Note in some states there is no income tax. In the old days, I mean the real good old days, the tax day is usually April 15, and the Post Office will be like the