Reading Time: 2 minutes One downside of the free speech in this country, is one can hear or see all kinds of shenanigans or “God damned lies” on TV (both network and cables), on radio, and the latest and greatest the social medias. Examples of financial frauds in America I read today 11-22-2024 Friday: CNBC: ‘I have no money’:
Reading Time: 2 minutes My 14 year old (when she was almost 14) decided to switch to this electric toothbrush given by the Orthodontist office and after a while she wanted to order the replacement toothbrush heads. This is not the most common electric toothbrush and I had to order the replacement heads at the their official website. But
Reading Time: 2 minutes I used Robinhood App since year 2015, when they just got started. To be honest, I was drawn to them initially by the zero commission feature. My experience with Robinhood over the years I think Robinhood has some features I like, in addition to the zero comission feature that it pioneered in the industry. It
Reading Time: 3 minutes I think I was pretty ignorant about the Roth IRA or Roth 401k until recently years. Some friends talked about Backdoor Roth IRA a few years ago. Around the same time (Sept 2021), I noticed my employer 401 k plan has a Roth option. Before that I already worked in the USA for about 21
Reading Time: 2 minutes I talked about American Healthcare System I 美国医疗系统之一 and American Healthcare System II 美国医疗系统之二。Recently due to my older daughter’s ankle injury, I learned a bit more about the medical bills. We had two visits at Shriner’s hospital near the BJC at central west end: the initial encounter (encounter as in medical billing) and the followup
Reading Time: 3 minutes Digital wallet and credit card expiration and automatic extension Investopedia : What Is a Digital Wallet? Also quote Investopedia There are several digital wallets available. Here are some of the most well-known: Cash AppApple PayGoogle WalletSamsung PayPayPalVenmoAliPayWalmart PayDwollaVodafone M-PESA Personally I use Apple Pay (in store) and PayPal (online stores). I know some investors or
Reading Time: 5 minutes Writing from my experience on credit card both from consumer (outside) and business (inside) perspective: meaning encourage more usage of the card via loyalty and rewards, make sure the card is on the top of the deck etc. I also understand Americans are addicted to the credit card to a large extent. Full disclosure: between
Reading Time: < 1 minute Reasons for that: economy and layoffs – we have zero control on neither; at certain point, companies and organizations started to discriminate against older workers in terms of hiring and firing (layoffs), due to their potentially higher salary, higher healthcare expense, and so on. Surprising, at least for now, AI is the not main reason
Reading Time: 2 minutes If you just want to look at the contractor list, it’s here. Basic Knowledge Living in the USA usually also means driving and owning a home. And we need some knowledge about the cars and the house. Even if we live in condo or apartments – in those cases we typically don’t need to mow
Reading Time: < 1 minute The famous investor Charlie Munger used to say unfiltered* and he commented: every time you hear EBITA (Investopedia definition, note sometimes it’s also called EBITDA, where the D stands for depreciation), which stands for Earning before Interest, Taxation and Amortization (and depreciation), you replaced it with Bullshit earnings. More cheats, liars and lies I have
Recent Comments