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401k and Personal Finance Life Tips

Gas saving tips

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Finally St. Louis gas price is exceeding $3 a gallon. Today marks the first day my gas bill exceeded $40 ($3.179 * 13.105 gallons = $41.66).

I am not complaining, as I know people around the world are paying a much higher price for gas, or paying a higher percentage of their disposal income for gas. But I still want to do something to contain the gas cost, before sending my pay check directly to the Exxon-Mobile and the likes.

1) In the past, I tried to fill up gas at the proper time: there are two gas stations near my home, whenever I saw one gas station raised the price (the other has not), I will rush to the other one (usually it’s the Shell).

2) Also, I used the gas rebate credit cards, they are Citi Dividend (5% rebate in the past, this has been changed lately); Chase Freedom (3% rebate); and AAA MBNA card (5% rebate subject to the up limit of 2% of the monthly balance).

3) Last week, I tried another approach. I paid pretty dollars for car maitenance: engine tune up (replace spark plug and wires); fuel injection cleaning; replace engine gasket. Hopefully my investment will pay off over time (from saving in gas).

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