401k and Personal Finance

Free money from CitiBank: 0% balance transfer

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Last week I received the new credit card from CitiBank, which I immediately put it in use by transfering some of the high interest (7.75%) debt in my HELOC to this account. Note this 0% offer is valid for one year.

I found out this offer from MyMoneyBlog.

I have done credit card balance transfer since year 2000. I think most people care about the rate, and the transaction fee when doing balance transfter. But I think the time length is also very important: