Category: finance

Reading Time: 2 minutes I talked about American Healthcare System I 美国医疗系统之一 and American Healthcare System II 美国医疗系统之二。Recently due to my older daughter’s ankle injury, I learned a bit more about the medical bills. We had two visits at Shriner’s hospital near the BJC at central west end: the initial encounter (encounter as in medical billing) and the followup

April 7, 2024

Reading Time: 5 minutes Writing from my experience on credit card both from consumer (outside) and business (inside) perspective: meaning encourage more usage of the card via loyalty and rewards, make sure the card is on the top of the deck etc. I also understand Americans are addicted to the credit card to a large extent. Full disclosure: between

February 21, 2024

Reading Time: < 1 minute Copied from mitbbs, link here. ======木女神注定超越索罗斯和巴菲特,成为本世纪最大的投资传奇 Note, by Omaha aka yours truly, I disagree and I would be a bit cautious here. Warren Buffett is the best investor in the record in 20th century 1900 to 1999, no doubt about it. As to 21st century, the jury is still out, as we only had record

January 10, 2021

Reading Time: 2 minutes This IRA account was a bit unusual, as I took some meaningful losses earlier on. Then from 2017 (maybe a little bit more earlier, but I only have the balance history since Jan 3, 2017), things started to look up. In last 3.5 years, the CAGR is about 54.54%. My bigger winner during this time

July 11, 2020

Reading Time: 2 minutes Today I started to look at other 401k accounts I have and evaluate whether I need to make any adjustments. This is a continuation of my earlier post. In the past I do looked at them from time to time, but was not on a fixed schedule or anything. But I did start making some

July 3, 2020

Reading Time: < 1 minute Move some money from the two vanguard funds to the higher return funds. I usually looked at the 10 year return. I understand past return does not guarantee future success, but still…

June 23, 2020

Reading Time: 2 minutes (Update 04-14-2024) I may have written this on Twitter/X, or here in my blog, that once at Sam’s Club (Manchester road), I saw a lady who is probably laid off from the media industry. And she was doing samples there. We all praised her for her cooking skills for salmon samples. She said she had

May 16, 2020

Reading Time: 4 minutes The handling of #pandemic in the USA is unthinkable a few years ago. But at the same time, it’s not totally uncharted territory as in my last 20+ years here in the US, I have seen at least 3 major incidents or economy crisis following it. One is the dot com bust, then followed by

May 16, 2020

Reading Time: < 1 minute The stock market has been in a roller coaster recently, amid corona virus scare. When the city of Wuhan was shut on Jan 23, the us market barely budged and it actually went up for a while. Then things changed on the us side. First is the outbreak in Korea and Italy: then followed by

March 12, 2020

Reading Time: < 1 minute Amex: Amex Offers has a Quiktrip in store (order via QT app) off $5 offer, can be used twice. And the Amex offer appears only available via the Amex app too. So basically you should install the Amex app, check if there are offers, add them if yes. Then install the QT app. The food

May 8, 2017
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