Category: finance

Reading Time: 5 minutes Writing from my experience on credit card both from consumer (outside) and business (inside) perspective: meaning encourage more usage of the card via loyalty and rewards, make sure the card is on the top of the deck etc. I also understand Americans are addicted to the credit card to a large extent. Full disclosure: between

stlplace
February 21, 2024

Reading Time: < 1 minute Copied from mitbbs, link here. ======木女神注定超越索罗斯和巴菲特,成为本世纪最大的投资传奇 Note, by Omaha aka yours truly, I disagree and I would be a bit cautious here. Warren Buffett is the best investor in the record in 20th century 1900 to 1999, no doubt about it. As to 21st century, the jury is still out, as we only had record

omaha
January 10, 2021

Reading Time: 2 minutes This IRA account was a bit unusual, as I took some meaningful losses earlier on. Then from 2017 (maybe a little bit more earlier, but I only have the balance history since Jan 3, 2017), things started to look up. In last 3.5 years, the CAGR is about 54.54%. My bigger winner during this time

omaha
July 11, 2020

Reading Time: 2 minutes Today I started to look at other 401k accounts I have and evaluate whether I need to make any adjustments. This is a continuation of my earlier post. In the past I do looked at them from time to time, but was not on a fixed schedule or anything. But I did start making some

omaha
July 3, 2020

Reading Time: < 1 minute Move some money from the two vanguard funds to the higher return funds. I usually looked at the 10 year return. I understand past return does not guarantee future success, but still…

omaha
June 23, 2020

Reading Time: 2 minutes The recent pandemic hit some industries particularly hard, for example, airlines, hotels, cruises, casinos, car rental (enterprise layoff), car dealer and other hospitality and sport venues. The impact will be more wide spreading when we saw even the healthcare industry (for the lack of good word) is doing layoffs (BJC; SSM, Mercy), because one of

omaha
May 16, 2020

Reading Time: 4 minutes The handling of #pandemic in the USA is unthinkable a few years ago. But at the same time, it’s not totally uncharted territory as in my last 20+ years here in the US, I have seen at least 3 major incidents or economy crisis following it. One is the dot com bust, then followed by

omaha
May 16, 2020

Reading Time: < 1 minute The stock market has been in a roller coaster recently, amid corona virus scare. When the city of Wuhan was shut on Jan 23, the us market barely budged and it actually went up for a while. Then things changed on the us side. First is the outbreak in Korea and Italy: then followed by

omaha
March 12, 2020

Reading Time: < 1 minute Amex: Amex Offers has a Quiktrip in store (order via QT app) off $5 offer, can be used twice. And the Amex offer appears only available via the Amex app too. So basically you should install the Amex app, check if there are offers, add them if yes. Then install the QT app. The food

omaha
May 8, 2017

Reading Time: < 1 minute Dumb mistakes using airline miles 1) Let it expire; 2) Spend it on hotels, 3) Let myself be the redeemer instead of my old daughter Serenity. Later found out I cannot add my younger daughter (<2) as lap child (the mile redeemed ticket does not have that privilege).

omaha
April 24, 2017
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