Reading Time: 3 minutes (Update 11-05-2015) Citibank Gold Checking account offer: 50,000 AA miles or 50,000 ThankYou Points (doctorofcredit has a detailed explanation and step-to-step guide). This seems like good deal even consider $90 monthly fees (3 months). Also, a top on checks. Sometimes it cost money to get beginning checks for a checking acct. One way to workaround
Reading Time: 2 minutes airlines miles award chart Complete map of Starwood SPG hotels award map (hotels points and map) British airways avios map Car rental primary insurance PS (09-24-2015): booked Westin Lake Las Vegas via BA Avios points. It cost about 11,000 points for the premium room ($81 + taxes). The room there starts at 7,000 SPG points,
Reading Time: 2 minutes With $10000 as spending limit. The prerequisite: iPhone 6, 6+, 6s, 6s+; iOS 9; in store purchase, no giftcard. Stores support Apple Pay Here in St. Louis, Schnucks, Dierbergs, WalGreens, St. Louis Bread Co. (Panera Bread) all supports Apple Pay. Though on Sept. 17 I tried at Schnucks counter, it failed, note this is the
Reading Time: 2 minutes Fuel Rewards Network offers about 1% for shopping online, e.g., I bought $36 worth of clothes from Load and Taylor via their shopping mall, it gave me 10 cent. The calculation goes like this: $36 * 3 / 1000 = $0.108 rounded down to $0.10 which is 10 cent per gallon gas discount. If I
Reading Time: < 1 minute I have been coughing for over a year. It’s very hard to get insurance pre-authorization to get CT scan in the US, according to my primary care doctor. She said if I am willing to self-pay, it’s not too expensive. So yesterday I took the plunge, I went to Metro Imaging directly, paid the fee
Reading Time: < 1 minute I was doing some soul searching on investment recently. And I came across this Allgiant ALGT. I traded it on its IPO at $25 12-08-2006. It’s trading at $158 as of today 01-13-2015 (about 8 years later). Why did not hold on this winner while trading the other losing stock named Heelys??? (click on the
Reading Time: < 1 minute I have been in “austerity mode” since late Sept., and so far my main approach is “shop at Aldi, and global food market”. I found Aldi has most of the grocery and basic daily stuff, while global food market has the fresh veggies and sea food. Occasionally I shopped at Sam’s club, Target, Trader Joe’s
Reading Time: < 1 minute It’s Friday again. I had to admit this is not an easy week for me. After a lot of back and forth, I finally decided to withdraw my elder daughter from Montessori school, mostly due to financial reasons. As a father, I felt I am giving up something for my daughter due to my limited
Reading Time: < 1 minute I was listening/reading two stories on the college debt (source: NPR) and the financial well beings of millennials (source: fortune/cnn), which lead to to add some new features to the collegeFund app. The app was essentially a college savings (529 plan) and I did not thought too much of this college debt problem at the
Reading Time: < 1 minute From my limited experience BA Avios points are difficult to redeem for international flights, esp. from where I live STL to PVG Shanghai. But I also heard BA miles is very efficient for the US domestic flights, the trick is also to find them. So here is how I did recently, for one way STL
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