Reading Time: 4 minutes (Update 04-05-2024 BleepingComputer) Panera Bread week-long IT outage caused by ransomware attack (Update 03-27-2024) Both the app and the website are back, fully functional as of now (this morning). Btw, I cleaned up a few CC in my account (from 6 to 3); also enabled 2 factor authentication for MyPanera account (via SMS, not perfect,

Reading Time: 2 minutes I can think of two scenarios: one is acquisition is done via cash; another one is done by stocks (and the stock itself is overvalued). The yardstick of overpayment ====== EBITA or EBITDA (or use Charlie Munger’s word, replace it with bullshit) I know from my own software industry experience, 10x sales (or revenue) is

Reading Time: 2 minutes Blue and green bubble divide As mentioned here in the CBS News YT video – “Breaking down the Apple antitrust lawsuit”. iMessage vs text message. I noticed some issues in the group text messages in the past: for example, I can not add someone on Android to a group text. If one of the member

Reading Time: < 1 minute I wrote about it last year. And I just commented on Twitter about a question. I just noticed my 1st gen AirPods Pro is $258.19 on Amazon. Maybe I should tell my 14 year old to sell it and buy a new one 🙂 Other headsets I used and am using Another headset or headphone

Reading Time: 4 minutes (04-09-2024) Change Healthcare faces second ransomware dilemma weeks after ALPHV attack || So in summary, ransomware attack poses two threats: 1) Loss of data, if they bad guys encrypts the data; 2) Leak of data, in the case a company or an organization (the victim) restores the data from backup (without paying the attacker), the

Reading Time: < 1 minute Some of the stocks that I should have hold on longer NVDA, day traded in year 2022. Quite a few times. The below two stocks are less well known – day traded in year 2023. LPX GRC Stocks that I hold on for too long: RIVN, “hold on the loser, sell the winner” is the

Reading Time: 5 minutes Colonoscopy is a routine exam recommended by doctors for adults over 50 in the USA: as a precaution checkup for the signs of colon cancer. 在美国一般医生会建议50岁以上的人去做一次肠镜，以检查是否有肠癌的迹象。I heard colon caner is among the top two cancer in the US. I did mine at Mercy St. Louis – it’s the hospital both my girls were born and

Reading Time: 3 minutes Digital wallet and credit card expiration and automatic extension Investopedia : What Is a Digital Wallet? Also quote Investopedia There are several digital wallets available. Here are some of the most well-known: Cash AppApple PayGoogle WalletSamsung PayPayPalVenmoAliPayWalmart PayDwollaVodafone M-PESA Personally I use Apple Pay (in store) and PayPal (online stores). I know some investors or

Reading Time: 6 minutes The shareholder letter and 2023 annual report PDF file here. Quote the letter, page 5 Our goal at Berkshire is simple: We want to own either all or a portion of businesses that enjoy good economics that are fundamental and enduring. Within capitalism, some businesses will flourish for a very long time while others will

Reading Time: 2 minutes First, some background: I missed a few checks from Delta Dental of Missouri and a mortgage company in last few years. I was able to remediate the issues later. First I located the unclaimed checks (years later), then I called Delta Dental and they issues new checks to me. In the case of unclaimed check