Reading Time: 2 minutes I talked about arbitrage quite a bit in my blog, but in terms of profit I didn’t make much until year 2022 – I followed Warren Buffett and bought into Microsoft Activision Blizzard acquisition. I got this idea when I attended #BRK2022 shareholder meeting in Omaha, Nebraska. Most recently, I speculated a few more, one

Reading Time: 2 minutes cobble together per Collins Dictionary: If you say that someone has cobbled something together, you mean that they have made or produced it roughly or quickly. Or Google AI overview – “Cobble together” is an American English phrasal verb that means to produce something quickly or roughly, often without great care or effort. For example,

Reading Time: 3 minutes I think I was pretty ignorant about the Roth IRA or Roth 401k until recently years. Some friends talked about Backdoor Roth IRA a few years ago. Around the same time (Sept 2021), I noticed my employer 401 k plan has a Roth option. Before that I already worked in the USA for about 21

Reading Time: 2 minutes I talked about American Healthcare System I 美国医疗系统之一 and American Healthcare System II 美国医疗系统之二。Recently due to my older daughter’s ankle injury, I learned a bit more about the medical bills. We had two visits at Shriner’s hospital near the BJC at central west end: the initial encounter (encounter as in medical billing) and the followup

Reading Time: 3 minutes Not intend to be a political topic. At least I am not interested in starting a debate around politics. In reverse chronicle order. Please navigate away or close the tab as you see fit. Ukraine: don’t know. The congress may or may not pass the new aid bill. Right now it’s stuck in the house

Reading Time: 3 minutes Dealing with my 14 y old: the new retainer got lost in a week. See: I was smart that I bought the “retainer insurance” 🙂 If the opportunity arises, I would buy the “iPhone insurance” too (remember why I bought iPhone 15 : long story short, she accidentally broke her iPhone XR (which was passed

Reading Time: < 1 minute I am used to stay at hotels when I visited Shanghai, from the Home Inn or the like back in the days, to more fancier or western brand hotels, now that I have a family and kids. I never thought that I would stay in hotels when I go home and see my parents. But

Reading Time: 2 minutes This is a continuation of my personal reflection on investing in stocks. I recall most recently I talked about patience over frequent short term trading here. Patience is import during power (electricity) outage too: which btw, in St. Louis due to the unpredictable weather, it happens once a while (such as this one in year

Reading Time: 3 minutes (08-05-2024) Noticed judge ruled in a similar case, the Google search engine/Apple iPhone case, and Google lost this 1st round. Think they will likely appeal. But Tech Industry Braces for Fallout From Google Antitrust Verdict. This potentially has some impact on Apple. Also, today I noticed the Google chat app on iPhone is called just

Reading Time: 4 minutes (Update 04-05-2024 BleepingComputer) Panera Bread week-long IT outage caused by ransomware attack (Update 03-27-2024) Both the app and the website are back, fully functional as of now (this morning). Btw, I cleaned up a few CC in my account (from 6 to 3); also enabled 2 factor authentication for MyPanera account (via SMS, not perfect,