Category: 401k and Personal Finance

Reading Time: 2 minutes It’s that time again, the end of 2009 (and the decade of 2000s) means we can also look at the performance of mutual funds in past year/decade. The winner of US based mutual fund is CGM Focus fund, managed by Mr. Heebner, the fund’s manager since its 1997 launch. CGM Focus is a large cap

stlplace
January 1, 2010

Reading Time: < 1 minute NBR at PBS is running a series of year end tax tips (link here). My take is in investing, taking gain/loss should first based on the investments prospectus (how you think your investments will work in the future), the tax should be secondary consideration. It is still important because in some cases you want to

stlplace
December 12, 2009

Reading Time: 2 minutes Not really someone else, but my in-law πŸ™‚ Here are some explanations on redeem mile for someone else at About.com. I thought about this idea, because I got about 55,000 miles in my AA advantage account (mostly from my China trips, plus some business travel I did in last year), and it appears a deal

stlplace
November 21, 2009

Reading Time: < 1 minute The other day my wife asked me an interesting question: how long will the recession last? I think her implied meaning is how long the job market will be like this (with unemployment rate reach 10%)? I thought about it, and my answer is it could last 2 to 3 years. But on the other

stlplace
November 13, 2009

Reading Time: 2 minutes I was a little busy recently, due to many reasons. Thus I did not paid much attention to stock market in the past week, and the big drop in last 6 trading days did not concern me as much (due to distance), another reason is I sold some stocks before and during those days, so

stlplace
October 31, 2009

Reading Time: < 1 minute Two things I wanted to talk about ESPP: personal bias and taxation. I remember I grew tired of my undergraduate college at the fourth year, due to various reasons. But after leaving my college for so many years, now I think that’s one of the best places I have been. Personal congnition bias also plays

stlplace
October 13, 2009

Reading Time: < 1 minute I did not do anything with my 401k when I left my old employer about one year ago. The past year was also a year of hugh up and downs. I managed not to do anything with it in the past year: no re-balance, no jump in and jump out, no rollover to IRA, and

stlplace
October 9, 2009

Reading Time: < 1 minute Not really. Some issues: eligibility, trade-in value of your old clunker (maybe more than $3,500 or $4,500), also your clunker may worth more than its face value (consider the insurance cost and property tax of a new car). MyMoneyBlog has did some analysis on his/her own (used) vehicles; and Edmunds.com has a comprehensive article including

stlplace
June 15, 2009

Reading Time: 2 minutes (Update 07Sept09) I found a minor problem with Sogotrade. I had this happened to me twice. Basically I changed my mind for existing limited sell order, so I clicked “cancel”. But Sogo works so fast and diligently, partial of my order has already been executed. So basically later on when I want to sell the

stlplace
May 28, 2009

Reading Time: < 1 minute I have talked about investing in China many times in this blog. Recently a good friend of my wife asked this question: how to protect her parents retirement (life style) now that they are near retirement? I think this is a very good question, also a very common one. Recently I read Charlie Munger’s book

stlplace
May 21, 2009
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