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Expedia Citi Premier Card

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When I was booking the Hyatt hotel at Expedia a while ago, it offered me the Expedia Citi Premier Card.

Expedia Citi Premier Card

I went ahead and did it, to get the $50 off for the first purchase (the hotel booking). They do offer another card, which gives back up to $100, with an annual fee of $75. I decided I don’t want that 🙂

Interestingly, Citi only gave me $2,000 credit limit. I remember earlier this year, Citi gave me $4,000 on the Professional card. Just another sign the bank is tightening the credit (lending).

To be fair Citi is not the worst, JP Morgan appears to be more strict. Earlier this year when I asked them about Home Equity Line of Credit, they gave me a same credit limit as I have now with a rate higher than my current rate. What’s more recently I received a mail from them, they are closing a dormant credit card of mine. I am just curious:

What are the money Treasury give to those banks? Did they put it under mattress?