Category: 401k and Personal Finance

Reading Time: 2 minutes 橄榄🫒村股票群群公告 history Please email me at minjie dot xu at gmail dot com if you like to join 讨论美股个股为主(Latest update is at the bottom). 近年我个人比较成功的是OKTA:她家做identity cloud ☁️ (single sign on, security as a service etc). ZM没有拿稳比较可惜。I also long Berkshire Hathaway, Alibaba and GoodRx. Two disclaimers: 1) Your money 💰, your call (decision); 2) I am

stlplace
May 1, 2023

Reading Time: < 1 minute Don’t buy penny stocks; don’t buy stocks all at once (portfolio and cash management); don’t look at the previous high and use it as reference price when buying (on sale mentality); don’t own too many stocks especially for newbies, because it’s likely a newbie doesn’t know or learned a lot about those companies. In stocks

stlplace
April 30, 2023

Reading Time: < 1 minute First thoughts: regarding the recent #layoff news from #Meta (#Facebook, my wife has a former colleague being impacted yesterday). This remind me one thing from my own experience, for those folks who are on #OPT or #H1B, compensation/money is not as important as the #greenCard (GC) (#permanentResidency). Once you have the GC, sky is your

stlplace
April 20, 2023

Reading Time: 2 minutes (Update 07-28-2023) Perry v. Schnuck Markets, Inc. (Original) It seems soooooooo hard for me to earn the $100 check from google Adsense nowadays. A lot people said blogs are dead nowadays. That’s probably true, as I learn from homejianshuo (noticed his blog starting date of Sept 2002, now I recall I was probably influenced by

stlplace
April 19, 2023

Reading Time: 3 minutes Tomorrow 04/18/2023 is the tax day in the US, the usual deadline for filing federal income and state income taxes. Note in some states there is no income tax. In the old days, I mean the real good old days, the tax day is usually April 15, and the Post Office will be like the

stlplace
April 17, 2023

Reading Time: 4 minutes I came across an interesting probability problem yesterday. It was in Chinese, but I will translate it into English below. The defensive missile can shoot down the offensive missile successfully 70% of the time. If the defense shoot 3 missiles toward the offensive missile, what’s the probability that they are successful? Think about it for

stlplace
August 14, 2022

Reading Time: 2 minutes This is the worst stock market I experienced for last few years. As shown below. I am not disheartened though. Because I think long term is always good to get rid of the extreme speculations, just like the subprime mortgage last time around (2007 to 2009), this time it seems the speculation in cryptos is

stlplace
July 2, 2022

Reading Time: < 1 minute Inflation adjusted bondSeries I Savings Bonds (wiki) S&P 500 index fundsHow to Invest in the S&P 500. There are many, below is one from Vanguard. I know fidelity has one too. There should be others. Some of the stocks I think it’s safe to own for long timeBAC (bank of America)KO (Coca Cola)BRK.A or BRK.B

stlplace
May 10, 2022

Reading Time: 5 minutes I went to Omaha last weekend, left STL on April 29 Friday, attended meeting on April 30 Saturday, and left Omaha back to STL on May 1st Sunday. The full comment and Q&A session (including the actual shareholder meeting) is broadcasted by CNBC and available at YouTube. Note when I drove to Omaha on Friday

stlplace
May 7, 2022
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