Category: 401k and Personal Finance

Reading Time: 2 minutes I have my first experience of working from home amid financial crisis in Nov 2008. I started a new job with Autodesk consulting division at the time, after working for my previous employer for 8+ years. My intention is to get more customer engagement experience, and also if I stayed, I would probably stay for

stlplace
March 20, 2020

Reading Time: 2 minutes The US stock market started to feel the heat of corona virus in recent weeks. This week is the worst in term of the percentage loss (8%) and the fear of the market. Along the same lines, so much fear among the ordinary people due to the news such as Tom Hanks got infected, NBA

stlplace
March 13, 2020

Reading Time: < 1 minute Saw some good personal finance quiz recently. 70 percent of Americans can’t answer these 3 basic money questions Pop Quiz: Test Your Knowledge of Personal Finance Rutgers personal health and finance quiz

stlplace
August 13, 2017

Reading Time: 2 minutes (Update 17-Apr-2019) I recently changed job again and also did some adjustments on old 401k, after leaving much of them alone since 2009. I did moved some money from small 401k to an IRA account (those employers asked me to move the money out). I made some mistakes during the IRA investing, and was reluctant

stlplace
July 1, 2017

Reading Time: 2 minutes A common question for software developer is to be an employee (full time, perm) or be an contractor (W-2, or 1099). Strictly speaking the 1099 is more like a small business, and I have not done it personally. I heard some experienced people did the 1099; I will share if I have that exp. down

stlplace
July 31, 2016

Reading Time: 2 minutes Reading FAQs from Citi web page. Quoted below. ==== Q1. When do I start sending my payments to Citi instead of American Express? A1: When you receive a statement from American Express please send your payment to American Express by mail, phone, or online. When you receive a statement from Citi, please send your payment

stlplace
June 21, 2016

Reading Time: < 1 minute New job also means 401k investment election time. Here are my choices. Large cap: value 10%, index 30%, growth 20%, small cap: value 15%, index 15%, growth 15%. All US stocks 🙂 I took a look at my #Siemens 401k 5 year performance, stock funds did better than all other, international stock was weak compared

stlplace
June 19, 2015

Reading Time: 3 minutes I took this cue from Kurby Turner, the independent Mac/iOS developer, as I think it might be helpful to reflect a year’s work, life, effort, etc. As the old Chinese saying goes “Ji Wang Kai Lai” (learn from past, and look forward to the future). New job: Software Development Today is my one year anniversary

stlplace
January 2, 2013

Reading Time: 2 minutes The following is a guest post created by Ashley B. Mulvey who writes for financial advisor career advice , her interest blog she uses to share her knowledge to assist people cope with the facets of economic advisory. Financial Advisers can have great careers and be real assets to their communities, but they can fall

stlplace
March 13, 2011

Reading Time: 2 minutes WSJ ran an interesting article “Retiring Boomers Find 401(k) Plans Fall Short” over the weekend (link here, if not work please google the article to get it). I felt sorry to read this: …Gloria Moss has been contributing to a 401(k) since 1985, when she went back to work after having children. Especially after divorcing,

stlplace
February 22, 2011
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