Reading Time: 2 minutes I have my first experience of working from home amid financial crisis in Nov 2008. I started a new job with Autodesk consulting division at the time, after working for my previous employer for 8+ years. My intention is to get more customer engagement experience, and also if I stayed, I would probably stay for… Continue reading Working from home amid pandemic and financial crisis
Reading Time: 2 minutes The US stock market started to feel the heat of corona virus in recent weeks. This week is the worst in term of the percentage loss (8%) and the fear of the market. Along the same lines, so much fear among the ordinary people due to the news such as Tom Hanks got infected, NBA… Continue reading Market, corona virus, panic
Reading Time: < 1 minute Saw some good personal finance quiz recently. 70 percent of Americans can’t answer these 3 basic money questions Pop Quiz: Test Your Knowledge of Personal Finance Rutgers personal health and finance quiz
Reading Time: 2 minutes (Update 17-Apr-2019) I recently changed job again and also did some adjustments on old 401k, after leaving much of them alone since 2009. I did moved some money from small 401k to an IRA account (those employers asked me to move the money out). I made some mistakes during the IRA investing, and was reluctant… Continue reading Change of job: what to do with the savings in the 401k plan
Reading Time: 2 minutes A common question for software developer is to be an employee (full time, perm) or be an contractor (W-2, or 1099). Strictly speaking the 1099 is more like a small business, and I have not done it personally. I heard some experienced people did the 1099; I will share if I have that exp. down… Continue reading Contractor or employee ?
Reading Time: 2 minutes Reading FAQs from Citi web page. Quoted below. ==== Q1. When do I start sending my payments to Citi instead of American Express? A1: When you receive a statement from American Express please send your payment to American Express by mail, phone, or online. When you receive a statement from Citi, please send your payment… Continue reading Question on the Costco payment: should I pay Amex or Citi ?
Reading Time: < 1 minute New job also means 401k investment election time. Here are my choices. Large cap: value 10%, index 30%, growth 20%, small cap: value 15%, index 15%, growth 15%. All US stocks 🙂 I took a look at my #Siemens 401k 5 year performance, stock funds did better than all other, international stock was weak compared… Continue reading Some observations of 401k in last 10 years
Reading Time: 3 minutes I took this cue from Kurby Turner, the independent Mac/iOS developer, as I think it might be helpful to reflect a year’s work, life, effort, etc. As the old Chinese saying goes “Ji Wang Kai Lai” (learn from past, and look forward to the future). New job: Software Development Today is my one year anniversary… Continue reading 2012 Year in Review
Reading Time: 2 minutes The following is a guest post created by Ashley B. Mulvey who writes for financial advisor career advice , her interest blog she uses to share her knowledge to assist people cope with the facets of economic advisory. Financial Advisers can have great careers and be real assets to their communities, but they can fall… Continue reading Top Ten Mistakes Made by Financial Agents and How to Prevent Them
Reading Time: 2 minutes WSJ ran an interesting article “Retiring Boomers Find 401(k) Plans Fall Short” over the weekend (link here, if not work please google the article to get it). I felt sorry to read this: …Gloria Moss has been contributing to a 401(k) since 1985, when she went back to work after having children. Especially after divorcing,… Continue reading Lessons learned from sad 401k story