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Edu-and-Ladue-School Featured Fun Life Life Tips Saint Louis

Summer Camps in Saint Louis metro area

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(Update 01-17-2025) Sanborn Western Camps: this is “An OUTSTANDING summer camp in Colorado”. The price is not cheap, but personally I think it’s probably worth to consider if the kid is ready, and the family can afford. There are some other cheaper options such as Boy Scouts per a mom I know.

(Update 06-13-2024) I gave summer camps more thoughts. I think for different families: the need for summer camps are also different. For example, doctors, nurses, restaurant workers, and some other jobs that parents or guardians need to be in office and usually have a 8 or 9 hours working day. If we add commute time, it means those families who need probably 9 to 10 hours of child care (younger or little kids). In those cases, the families likely need before and after care. Not all summer camps do that. If I can categorize camps, I think there are two types: one with the need I just mentioned above, another one is more like “give parents a few hours break, also give kids a few hours of camp / play time”.

Also, for me personally, I am at a stage of my career that I can work from home, and also I can be quite flexible. In that case, I will choose the later camps or camps without before/after care.

(Update 04-18-2024) Ms Donna Matthews, Ladue School District Gifted Specialist, shared this list (google spreadsheet) for summer camps that are suitable for middle school and high school kids.

(Update 12-05-2023) from LCC FB group I came across this Camp ThunderBird at Minnesota. It seems lots of outdoor fun. Seems like a good option for sleep away camps, for the families/kids who want to do sleep away camps (also see Sleep Away Camps (added 05-08-2023) below). I also vaguely recall there is a thunderbird camp in Arizona. I could mixed it up with the Thunder bird school in AZ though.

I know I know, when my older daughter was doing the sleep away camp at Cub Creek in summer 2021, I was refreshing their photos and emails website every 5 minutes in the 1st few days 🙂

(Update 07-01-2023) Came across this one at Webster U. But I could not find it at their website. It seems Webster U has quite a few camps for middle school and above age kids.

(Update May 2023) Added more sleep away outdoor summer camps. Scroll down or search for “sleep away” on this blog post. Also Creve Coeur Racquet Club.

(Update Spring 2023) Some minor edits including adding the FB link for the D & A basketball camp. Added Master Qi Martial Arts school (at the end of this post, good thing takes time and needs patience 🙂

Spring break camps: the J (or JCC), Olivette, and McCormack basketball camp.

Two horse riding camps: Kennedy Farms and The Stables at Lake St Louis. And one cheerleading camp.

(Original Spring 2022) I wrote a piece on summer camp choices a while ago, to be precise, 5 years ago. My kids are growing older and they have attended more summer camps in the past 5 years. Below are some of the camps they attended and are planning to attend this summer, in alphabetical order. Also since a few years ago the Missouri legislature passed a law that pushed back the fall public school opening by about 10 to 14 days, and that makes the summer camp a bit more important for the kids and working parents. Private school were not impacted. I think a general rule of thumb for summer is: take some family vacation if the work schedule allows, spend a few days or weeks at home (if parents work from home); for younger kids, it’s important to put them in a routine, provide some fun activities as well as get off the screen and games when possible.

All American Gymnastics and Super Ninja: this is a popular place for some of the Spoede, Creve Coeur and Olivette kids. They do gymnastics, games (hide and seek), arts and craft (tie dye shirt etc.), and water (field) day. The kids need to bring own lunch. 9 am to 3 pm. Pick up along the car pool line. (Update 01-08-2024: they usually do promotions on early Jan) 🌞Summer Camp Registration Is Open to ALL! | Save $100 until 1/14!🌞

Andrews Academy: our go to camp before pandemic, especially for our old kid who is 6th grader now. She used to go to the neighboring Hope Montessori when she was pre-schooler. They have fantastic activities, food, and field trips. They also do one gathering / open house, with food for parents (picnic, food from Kenricks) for parents and siblings (before pandemic). There are activities after dinner too. Last but not least, before pandemic we had friends come from China did summer camp at Andrew’s academy too. They had good experience there (I recall the kids were about Serenity’s age now about 11 years old).

Cub Creek Science Camp: this is a sleep away animal science camp in Rolla, Missouri. (from FB Ladue community or Ladue parents community group: this camp is popular among Ladue kids. Note the cost is about $1100 for a week 🙂 We signed up our old daughter for one week this summer. Update: she was very happy with the camp. She is going there for a week this summer too.

JCC: they have different tracks too. They usually do swim daily. My older daughter went there the summer before her kindergarten year. They drop off and pick up at the back of JCC, by the pavilion next to soccer field. (Update summer 2023) My younger daughter did 2 weekly sessions there: she made a friend in the 1st week, and later she came back for another week so that they two can be together.

Kids Camp Ladue (KCL)*: lots of kids in the ladue school district and neighboring area. Mr. Long, Ladue Middle School science teacher has been doing this (mostly as a community service for working parents) for many years. Btw, I saw a familiar face on the website 🙂

Ladue Camp Legacy: for the older kids who are entering grades 6 through 9 in the fall.

Maryville U robotics program: signed up my two girls for summer 2022 (one week each). The camp is two weeks long, btw. My girls like to do one week, which is okay. Btw, the school campus map here. It looks like the checkin is at Auditorium. I am hoping to write a post on Arduino soon. Personally I think it’s interesting. Note: parents for the girls, you may notice there are usually more boys than girls as this is STEM arena. Please don’t get discouraged. Send your daughter over to explore, and they usually love the activities there, and those enhanced their confidence on STEM as well. So win-win 🙂 I am speaking from my own younger daughter’s experience, she felt more comfortable with the MIT Scratch game at school after doing this at Maryville last summer.

MICDs Summer Camp*: it’s not cheaper compared to Andrews Academy (the after hour care cost extra money). But MICDs has good facilities including the fairly new indoor swimming pool. They usually have a play (a show) for parents come to watch.

Olivette: usually held at Olivette Community Center. It’s popular among the kids in Olivette and Creve Coeur (did you know some people pronounced it like Creamed Corn 🙂 || Btw, heard Webster Groves has some camps such as fire safety, soccer etc. Sounds similar to Olivette summer camp. Our younger daughter attended one week of Camp O this year (year 2022).

Also, some specialized camps. Bobby McCormack basketball camp.

SPICE Chess Camp at Webster U: my older daughter Serenity did a week in summer 2018. I believe she participated the “girls only” session.

St. Louis Chinese Language School: 圣路易中文学校 2023 Summer Camp During pandemic Serenity attended a few classes (math came to mind, Zoom only). They have in person culture and martial arts camp this summer (maybe more are coming).

Some Ladue school specific camps or camps led by Ladue School Teachers

there are also D&A basketball camp (Dockery & Anderson, they are Ladue PE teachers and basketball coaches) , as well as Jessica Mitchell’s Spanish camp (Ms Mitchell is Spanish teacher at Spoede elementary).

Spoede teachers / coaches Dolan and Williams have a PE and STEM Math camp too. My old daughter did Dolan / Williams camp before pandemic (once), and my younger one did Spanish camp (twice). (Update 04-06-2023 new for summer 2023), Dolan and Williams’ camp is back, here is the peachjar flyer.

(04-19-2023 added Hadfield Enrichment Camp, as a friend asked about the writing enrichment.) This is the flyer.

Cross Country: saw 2 familiar faces right there, Coach Strayhorn is Ladue Middle School math teacher and Ladue High School girls cross country coach. He has been doing the camp for a while too. I signed up Serenity for session 2 this summer (2022). Interesting question on the google form: on scale 1 to 5, 1 means “my parents make me do it”, 5 means “I love running”. I thought in America, we don’t force kids do things they don’t like. LOL. Our old daughter did this camp in summer 2022.

Ladue School District Summer Enrichment Programs (July 6-30, 2021) An invitation and details will be shared with eligible families.(copied from Ladue Schools e-Connect Newsletter — April 30, 2021). Note some of the program are invitations only.

Ladue Camp Legacy (new in Summer 2022, and it’s there for 2023 as well, note this is a fee based program, and open to all.

(04-12-2023) Today I learned there are also ESL (English as Second Language) and Ladue LEAP program (this one is for selected incoming kindergarten kids).

(We have not done the below camps) There are other Ladue teachers led specialized camps: reading, baseball etc. Those are usually communicated via peach jar (email). Contact me if you like to get some more information.

Below are some of the camps in the area that I am aware of, or we think we may attend.

Community school summer camp: I learned they have a summer camp when our Spoede teachers (coaches) used their campus (facilities) once for summer PE / Math (STEAM) camp. Of course some of people may know CS (community school) is a feeder school for MICDs and John Burrough school (JBS)

Creve Coeur Tennis-Camps-and-Lessons: please check with the city of Creve Coeur, the Parks and Recreation dept.

Creve Coeur Racquet Club: “We are going to start offering Day time (tennis) clinics on Tuesday and Thursdays starting May 30th from 1:30-2:30 for orange and green ball kids. You register by the day. A minimum of 3 kids must register for the clinic to go for that day. Registration is open online. If you have difficulties registering online, please email the proshop at proshop@ccrctennis.com. Please let me know if you have any questions. -Toni”

Forest Lake Tennis Club: Summer Junior Camp

GRC: gifted resources council summer academies. This is open to everyone. Unlike the gift programs in many schools that require a test. They have activities (learning labs) during regular school year too, it’s being held at Wydown Middle School (clayton), on Saturdays. Before pandemic, I have been to their “Creative Convention” and my older daughter also attended the “equation competition”.

Camp Invention: saw it from school communication, I don’t have any knowledge about. If you have any feedback or comments, please email to minjie.xu@gmail.com. Thank you.

Highland Golf & Tennis Youth Camps: at forest park. This seems to be a popular place for many families. Note on some summer afternoons, St. Louis could be really hot and I assume they will put kids in indoor facility with AC (as playing outside could be dangerous).

John Burroughs summer program

Laumeier Sculpture Park art camp:

Missouri Fine Arts Academy: this is actually in Springfield, MO, the Missouri State U campus. Note invitation only: it’s a selected program. The kids can apply and the camp will decide who are chosen. || I came across it from FB: “A total of six Rockwood School District students – 5 kids’ names (Eureka High) and 1 kid name (Rockwood Summit High) – were chosen to participate in the Missouri Fine Arts Academy this summer! The Academy, which runs June 4-17 on the campus of Missouri State University in Springfield, is a two-week summer residential program for highly motivated student artists in visual arts, theatre, dance, creative writing and music. The Academy offers an intensive schedule of classes in interdisciplinary and discipline-specific arts and a wide range of co-curricular activities. Congratulations to these outstanding student artists!”

St Louis Academy of Dance (SLAD) summer program: our daughters go there during regular school year. Typically they have quite a few Spoede/OB/Ladue kids.

SIUE (Edwardsville, IL): my old daughter’s percussion teacher at LMS send us the information on percussion institute.

More Sleep Away or Outdoor Camps (added 05-08-2023)

I am aware of a few, and I saw friends sent kids there. My kid so far only went to the Cub Creek Animal Science camp I mentioned above.

Camp Manitowa: 12770 North Benton Rd., Benton, IL 62812

JCC Camp Sabra: this is in the lake of Ozarks.

YMCA Camp Lakewood: 13528 State Hwy AA, Potosi, MO, 63664

Those looks quite fun both in terms of outdoor actives, as well as let the kids have some independence (a necessary training, so that we know when we send them away for college, they would have some experience on their own). Also I did notice the price is more steep than a normal summer camp: consider the room and board. It’s a good experience for the kids though (both being away from parents, bonding with new friends, at a cabin, outdoor environment, doing new activities).

St Louis Modern Chinese school: check back for more info.

SLU Summer Camp: I just heard about it. One friend recommend the swim camp, another the cooking camp. It sound like something I can send my 2 girls next summer.

UMSL bridge program: saw a parent sending kids there (FB friend)

Webster U middle school challenge (assume a bit similar to wash u program below): saw another parent sending kids there (from Twitter)

wustl summer camp for middle school kids: link here. We were thinking about it, the cost is $780 for a week (wustl employee / family has 10% discount). Noticed the 6th grade is full now. We won’t go this year due to a conflict. Personally I feel 9 am to 5 pm is too much for the kids. For that matter, I feel 9 to 5 is overrated for grownups too (which is off topic, I know). Also noticed they have need based scholarship, too.

St Louis Master Qi Kungfu School : 麒师傅 (Master Qi) has opened the martial arts school in the Olivette/Ladue area for a while. He has after school program for the kids, and summer program as well.

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*: means the older kids (incoming 7th graders and above for KCL, and high school for MICDs camp) will have opportunity to be a counselor, think that as an leadership training opportunity.

No longer actively maintained posts on summer camps

03-10-2017 : Summer Camp Recommendations

04-14-2014 : Kids Summer Camp In St. Louis Area

Categories
Business Career Life Life Tips

Weekend thoughts end with 02-05-2022

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I bumped into a youtube talk on Lin Biao (who was the No. 2 between 1966 and 1971, at least figuatively, behind Mao Ze’dong in PRC. See wiki: this English wiki has information regarding his death aka the 9.13 incident as well). The talk was given by Professor Gao Hua (who passed away about 10 years ago at a fairly young age), in Mandarin Chinese. It was an interesting talk to say the least.

Along those lines, I also bump into an interesting person who was dragged into the infamous 9.13 incident (wiki Chinese), and his name is 李伟信. And here is his brief intro or story. Sorry this is again in Chinese.

My point here is “it’s never too old to learn”. I understand this is more or less a cliche. And the world famous investor said something along similar lines too, and btw he is a learning machine per his sidekick Charlie Munger. Back to Mr. Li, he was born in 1934, and he was about 37 in 1971. Almost died from the 9.13 incident. Was put in prison for 15 years. Started to learn architecture in prison (he may have some artistic training, aka drawing when he was young). And later on he became an important in the architecture world. Here is some information re: him at Zhihu (more or less like China’s wiki or quora).

李伟信,九十年代中期加入贝聿铭设计事务所,主管上海办事处,成为华裔建筑大师贝聿铭的得力助手。李伟信在全国各地设计了不少项目,还多次到上海的知名高校讲课。也算是中国建筑行业的大牛了。

所以说,奋斗在任何时候都来得及,改行在任何年龄都不算晚。你条件再差,也不会比一个年过半百的老头子差吧。

Above is from Zhihu (please see the link above)

PS: I was born on the year in which Li Biao 9.13 incident happened (1971). I remember my mom told me she was called to a meeting on that topic when my elder brother was about 2 years old. At that time, I have 2 old brothers, they were 2 and 4 years old.

I do remember quite vividly when chairman Mao died (1976), and that’s the first time I heard someone died, and was 5 years old. In my hometown tradition, the new born is 1 year old, so I was 6 in Ningbo tradition. My main memory is the sad music in the broadcast system (wired to every home, we probably had electricity from year 1973 or 74 in our village). And many people are making the white paper flower, as well as the black elbow clip (both symbols for memorize someone recently died). For a little kid like me, it was quite significant event. Remember that year we also had the Tangshan earthquake, and I do recall we spent a night in the yard instead of the house, just on the safe side.

Categories
Software development Technology

High profile high impact outages

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High profile or high impact outage or incidents are just a way of the life in modern internet, or public cloud. The key is to recover quickly from the incident, and learn from those incidents: post mortem analysis, or in some places they do root cause analysis or RCA, and in my personal opinion, RCA is usually useless exercise, both due to the political nature of scapegoating in large orgs, as well as there are usually some unique breakpoints in an incident.

FB

https://blog.cloudflare.com/october-2021-facebook-outage/ (written by Cloudflare, good)

https://www.theguardian.com/technology/2021/oct/05/facebook-outage-what-went-wrong-and-why-did-it-take-so-long-to-fix

Roblox

Below is written by Roblox, and it’s good.

https://blog.roblox.com/2022/01/roblox-return-to-service-10-28-10-31-2021/

AWS

https://www.thousandeyes.com/blog/aws-outage-analysis-december-15-2021

https://aws.amazon.com/message/12721/

Azure (Microsoft)

Slack

Salesforce

Zoom

Categories
Career Software development Technology

Weekly thought 01-22-2022

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I listened to or watched a few interesting youtube video and or twitter space recently. The most significant one is the “storytelling”, I believe this is probably as important as “compounding effect” in investing and life time learning.

Below is the youtube video, how to speak, by Prof Patrick Winston of MIT

Twitter Space (how to tell stories): by Justin Garrison and some others (this reminds me need to write a few war stories when I was working for the credit card company as SRE, biz ops or production support). || Justin also suggested this book: Storyworthy: Engage, Teach, Persuade, and Change Your Life through the Power of Storytelling

This is also in line with Warren Buffett’s emphasis on “public speaking” and I believe he was quite shy when he was young, and he signed up the Dale Carnegie course to improve his public speaking skills: the rest is the history.

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Second topic I am interested, somewhat related to the story telling, is transitioning and level up in the IT / Software space. This is the twitter space: benefits of dating jobs in Tech. I understand the title maybe a bit hard to understand, but I think the content is good. I did some of that in the past, notably in year 2013, 2014, and 2015. Also did some of that (looking internally) when I was with the credit card co. between 2016 and 2018.

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Last but not least, I have two good newsletter to share. This English one by Juston Garrison (same Justin as above). There is a subscribe (weekly email option which I recommend.)

科技爱好者周刊 by ruanyf : github; available at WeChat too. Note for WeChat this is just one weekly magazine, I think you may consider subscribe it via WeChat.

Categories
401k and Personal Finance

Competition

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My old daughter Serenity is a sweet girl. She is so sweet so that she doesn’t like competition. I get it I don’t like competition either but if I don’t compete I probably won’t be here. Lots of smart kids in my class of probably 40 in the village elementary school in China in late 70s/early 80s: only two attended college (I was one of the two). Another two attended technical / vacacional school, one became nurse, another eventually became entrepreneur and I heard he is quite successful.

Back to Serenity. She played basketballs in last few years, but again competition is not really her thing. I explained to coach that she is not afraid of competition, or game but it’s not really her nature. So here is the spelling bee competition, I asked her to participate, and she said she already did it when she was 4th grade. Anyway, she is 6th grader now, and I offered rewards for her participation, she said she only need to watch the “home economics” at Hulu (ABC 🙂

Categories
Fun Software development Technology

Teach kids programming

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I am thinking about this, also there was an ask from two parents. Some of the things I think I can start at first class, also some of the things I am thinking about teaching (more systematic).

Starter: raspberry pi (and micro bit), coder master (Sophia’s game), the lego technic motor sets (not coding but interesting STEM toy)

More formal:

JavaScript via khan academy: course; playground

Python :

The old turtle thing, need to make it work on my macbook first, or ask GeLiang for something else)

Just came across this python playground from Justin’s email newsletter: this looks good too.

Below is probably more relevant for online coding interview: codePen (my activity). Now I recall I wrote about it a while ago: Job search advice amid COVID-19 pandemic (Update 05-19-2020)

Categories
Fun Life Life Tips Saint Louis

Youth self defense class at SLMCS

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(Update 01-07-2022) The Chinese school starting date for Winter / Spring semester is pushed out by 2 weeks. So the below class will start on Jan 23rd instead of Jan 9th, 2022. Please refer to the SLMCS class link for more up-to-date details.

(Original) “Youth self defense” class in the STL Modern Chinese school, this will be a new class (https://slmcs.org/Register/classdetail.asp?cid=4202). 5 weeks class from 1/7/2022 to 5/5/2022, on Sundays at noon 12 ~ 12:50 pm (the cost is $120).

I do believe most instructions will be in English, as 3 out of 4 instructors are native speakers, for the one Chinese martial art coach, my expectation is someone will translate as needed.

Here is the Chinese: Youth Self-Defence (girls 12 -16 Yo) 青少年自卫防身训练营 New(SD01A_22S)Note: This class is a 15 weeks class from 1/7/2022 to 5/5/2022 礼拜天 中午12点到12:50 pm (the cost is $120).

结合当前形式,相关资源,SLMCS将于2022年春季学期开设为期15周的青少年自卫防身训练营 — St. Louis Youth Self Defense (SLYSD)。作为试运营,首期将只针对初中女生,年龄限制在12-16岁。明年秋季进入正式运营,可根据情况酌情扩招至其它年龄段和男生。请空手道老师Kayu Lui,麒师父武术学校行麒师父和圣路易著名功夫师父Tim Bruewer 每人针对这个年龄段孩子的特点设计为期四周的防身自卫技击课。其它三周,请来自Clayton Police Department 的Jennifer Schwartz 警官为孩子们讲授自卫的法律规范及其它注意事项。 具体日期安排如下: Jennifer Schwartz: 1/9, 1/16, and 1/23 Kayu Lui : 2/6, 2/13, 2/20, and 2/27 行麒师父 : 3/6, 3/13,3/27, and 4/3 Tim Bruewer : 4/10, 4/17, 4/24, and 5/1 每位教员都将根据自己的优势认真准备教案,所以每一个阶段都将为孩子们带来不同的体验和收获。

And in English mainly using Google translate. Youth Self-Defence (girls 12 -16 Yo) Training Camp New(SD01A_22S) Note: This class is a 15 weeks class from 1/7/2022 to 5/5/2022, on Sundays at noon 12 ~ 12:50 pm (the cost is $120).

Considering the current situation and related resources, SLMCS will open a 15-week youth self-defense training camp – St. Louis Youth Self Defense (SLYSD) in the spring semester of 2022. As a trial operation, the first phase will only target junior high school girls, and the age limit is 12-16. It will enter the formal operation in the fall of next year, and it can be expanded to other age groups and boys according to the situation. Karate teacher Kayu Lui, Master Qi of the Qi Master Martial Arts School, and Tim Bruewer, the famous Kung Fu Master of Saint Louis, each design a four-week self-defense and self-defense martial arts class based on the characteristics of children of this age. In the other three weeks, Officer Jennifer Schwartz from the Clayton Police Department was invited to teach the children the legal norms and other precautions for self-defense. The specific dates are as follows: Jennifer Schwartz: 1/9, 1/16, and 1/23 Kayu Lui: 2/6, 2/13, 2/20, and 2/27 Xingqi Master: 3/6, 3/13 ,3/27, and 4/3 Tim Bruewer: 4/10, 4/17, 4/24, and 5/1 Each teacher will carefully prepare lesson plans according to their own advantages, so every stage will be for the children Bring different experiences and gains.

Email me at minjie.xu@gmail.com or text me at 314 540 2721 if there is any question. Thanks.

References below

How to register at SLMCS

Introduction to the youth self defense class

Categories
Business Economy Fun Saint Louis

Recent Olivette Developments

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(Update 03-09-2025) Irvington Place, Chevy’s 墨西哥餐馆后面的新大公寓在建设中.

Centennial Green Way is breaking around near Indian Meadows Park/Napoleon Blvd near Dielman Road – Feb 2024

(Update: 10-04-2023) The Olive Crossing apartments at Olive and 170 just opened as the Clover luxury apartment. I have a recent YouTube video on this.

(Update: 09-11-2023) Yesterday I noticed the new Hilltop West development: My YouTube video when I walked by yesterday am, the Olivette City Website, and a Zillow link (and developer website, not much info there, by the way). Again I saw quite a few torn down and rebuilt in that neighborhood. The new house in the school district went up probably 50% in the last 3 years. For average wage earners, the salary didn’t go up that much. I recall in the good old days the rule of thumb was that we buy houses about 3 times our before-tax income. So in order to buy a $ 750k home, we need to earn about $ 250k (which is still quite a bit of money for the average worker salary in the St. Louis area).

(Update: 06-22-2022) Besides new apartments below (again The Oliver which is almost done as of June 2022, and The Opus Group Multifamily Redevelopment Project at Irvington and Reyem Courts which I assume will take some time / years or months), there are also two townhouses complex. Hilltop West-attached home redevelopment project and Olivette Townhouse Redevelopment (this is the 35 new townhomes below). (Update 04-01-2025) Irvington Place is taking shape. See my recent YouTube video here.

(Update: 12-30-2021) I heard about this one, but the new 35 townhomes at Dielman and Olive Road are official. Here is the developer’s website. I took a short video here. As of 04-16-2023, I saw earth-moving equipment flattened the surface when I was driving by Olive Road passing the Dielman. (Update 04-01-2025) Looks like it’s going to be 33 units now – see my youtube video here. I am guessing price starts at $750k.

(Original) We can see a lots of new developments, both residential and commercials, at Olivette along the Olive road in last year or so.

Some of the bigger development projects I am aware of: are the Oliver (apartments and some retail), Olive Crossing at Olive and 170(apartments now opened as the Clover luxury apartment, hotels, retail and dining), and the Opus group olivette project. , one of the new neighbors in my neighborhood moved from the last project site (a single-family home sold to a developer and bought a new home in my neighborhood). We briefly discussed the trend of apartments over single-family houses (SFH) in the younger generation. I think it’s also a desire from the city and the developer as well. Maybe the apartments are more environmentally friendly compared to SFH. (Update 09-06-2023) It seems the apartment behind the Chevy Restaurant didn’t take off: all I can see right now is weeds and bushes in that empty lot 🙂

Back to the topic, there are also two smaller projects along Olive Road, the Firestone project (near Price). and the Planthaven commercial center (this is next to the Olivette Shopping Center).

Categories
401k and Personal Finance Investing

Weekly thoughts 12-16-2021

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  1. Looking at the 5, 10, and 20 years chart of $CAT, $LUV and $SPY, then $MA. It seems in 5 and 20 years, $CAT beats $LUV and $SPY, while the 10 year performance was the opposite. Note I haven’t counted the dividend (or dividend re-investing in all cases). Then when I put the $MA in play (note it only has about 15 year history in the market), the above 8,000% performance since its IPO dwarfs all the others. So in other words picking the winner over a long period of time still matters. Note $MA along with other high flyers such as $TSLA, $NVDA, $MSFT, $NFLX, and $MAZN are all doing very well in last 15 years. Note I used the chart functionality inside TD Ameritrade website.
  2. HSA may be a sleeper that a lot of people did not pay enough attention. I am going to be prepared when the S&P 500 index goes down, and switch some of my cash in HSA to the index fund.

3. $BRK.B break out $300 barrier the first time, and reached its all time high. One share of BRK b share is worth 1/1,500 of the A share, btw.

4. What’s the proper valuation for high growth saas stock. Recently I saw someone mentioned the PS ratio (price to sales, or market cap to revenue ratio) to be 1/2 of the revenue growth (year over year). So for example, if $ZM is growing at 20% year over year, we are willing to pay about $40 billion market cap (about $4 b revenue x 10).

5. #FinTwit. I found on twitter, that some people are just too emotional or personally attached to one specific stock or one sector (for example, saas). We need to be open minded if we want to be successful in investing. A good example again is Warren Buffett, a few years ago, he was probably 85, and he piled into Apple stock as he saw the opportunity there (he observed many iPhone is essential part of many people’s lives).

6. Robinhood or meme (or mean) stocks. I had a small position of $HOOD, and this past week the market was brutal to $HOOD, as it dipped below $20 the first time. I noticed that $AMC and other meme stocks rebounded on Friday, as did $HOOD. It sort of confirmed my speculation or hypothesis that $HOOD is a barometer of meme stocks ($GME, $AMC etc #stonks). I also noticed it benefited from the Dogecoin, but the Dogecoin faded away recently. Re: the crypto wallet and technology overall though, I believe $HOOD is much more sophisticated compared to $BKKT, which had rollercoaster ride in last 2 months. Bakkt holdings rewards and crypto wallet solution reminded me the cash app by $SQ (Square Inc, now Block), as I used the offer to get about $10 worth of Bitcoin so far. I am not a believer of Bitcoin or crypto btw.

7. Last but not least, the recent sharp down trend of Nasdaq high flyers, from the $DOCU medium cap #saas high growth to the big tech such as $TSLA, $FB, $GOOGL or $AMZN. I think once a stock in a downward cycle (the right side of the curve, if I may), and the trend is confirmed, the down cycle could continue for a while. The recent examples include 2000 dot.com crash and 2008 financial crisis (great recession). I understand right now we don’t know/. As the old saying does the hindsight is 20/20: we only know when we look backward.

Categories
401k and Personal Finance

Self checkout lane

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The self checkout at grocery store and warehouses. Personally I think Costco $COST got it right, they have plenty of staffs to assist: for scanning as well as alcohol overwrite. Sam’s Club has one staff helping multiple lanes, but it also has a #scanandgo option in its app. /1


The scanning feature in the app works fairly well in my opinion. Local grocery stores Dierbergs and Schnucks have self checkout lanes too. I go to Schnucks more often and have used it’s self checkout many times: and yesterday evening I made a blunder as I had too many items /2


Their self scanning system was not designed to handle more than 10 items, also sometimes it’s hard to scan the bakery 🧁 items in plastic box, as well as meat 🥩 items /3


Now I recall Walmart $WMT has this self checkout feature too. It works fairly well when I used it recently (fewer than 10 items). Last but not least, it doesn’t appear that the self checkout is replacing cashier’s job with machine. For example Costco again, they are relentless/4

On customer service and they have plenty of staffs to cover the self checkout lanes. And I overheard two people talking their hourly pay is $22 per hour. This number is in the high end in St. Louis Missouri /5

Full disclosure: I have some $COST and $WMT shares.