Category: 401k and Personal Finance

Reading Time: < 1 minute I was thinking about this as we are at least expecting one month of distance learning for our two kids (K and 4th grade) due to the lockdown of Coronavirus pandemic. Ladue School use google suite and I think they may use google classroom for some or most teacher / students interactions. I was thinking

March 22, 2020

Reading Time: < 1 minute The news coming from Italy is heartbreaking: Italy lost nearly 800 people in one day due to Coronavirus. Overall Italy lost more people than the epicenter of outbreak in China’s Hubei province (Wuhan is the capital city of Hubei, with 11 millions people). I think Italy has a population comparable to Hubei’s. In my high

March 21, 2020

Reading Time: 2 minutes I have my first experience of working from home amid financial crisis in Nov 2008. I started a new job with Autodesk consulting division at the time, after working for my previous employer for 8+ years. My intention is to get more customer engagement experience, and also if I stayed, I would probably stay for

March 20, 2020

Reading Time: 2 minutes The US stock market started to feel the heat of corona virus in recent weeks. This week is the worst in term of the percentage loss (8%) and the fear of the market. Along the same lines, so much fear among the ordinary people due to the news such as Tom Hanks got infected, NBA

March 13, 2020

Reading Time: < 1 minute Saw some good personal finance quiz recently. 70 percent of Americans can’t answer these 3 basic money questions Pop Quiz: Test Your Knowledge of Personal Finance Rutgers personal health and finance quiz

August 13, 2017

Reading Time: 2 minutes (Update 17-Apr-2019) I recently changed job again and also did some adjustments on old 401k, after leaving much of them alone since 2009. I did moved some money from small 401k to an IRA account (those employers asked me to move the money out). I made some mistakes during the IRA investing, and was reluctant

July 1, 2017

Reading Time: 2 minutes A common question for software developer is to be an employee (full time, perm) or be an contractor (W-2, or 1099). Strictly speaking the 1099 is more like a small business, and I have not done it personally. I heard some experienced people did the 1099; I will share if I have that exp. down

July 31, 2016

Reading Time: 2 minutes Reading FAQs from Citi web page. Quoted below. ==== Q1. When do I start sending my payments to Citi instead of American Express? A1: When you receive a statement from American Express please send your payment to American Express by mail, phone, or online. When you receive a statement from Citi, please send your payment

June 21, 2016

Reading Time: < 1 minute New job also means 401k investment election time. Here are my choices. Large cap: value 10%, index 30%, growth 20%, small cap: value 15%, index 15%, growth 15%. All US stocks πŸ™‚ I took a look at my #Siemens 401k 5 year performance, stock funds did better than all other, international stock was weak compared

June 19, 2015

Reading Time: 3 minutes I took this cue from Kurby Turner, the independent Mac/iOS developer, as I think it might be helpful to reflect a year’s work, life, effort, etc. As the old Chinese saying goes “Ji Wang Kai Lai” (learn from past, and look forward to the future). New job: Software Development Today is my one year anniversary

January 2, 2013
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