I mean the Citi Bank checking account. A few years ago I opened Citi Checking account online, mainly to take advantage of a $150 offer (if I do direct deposit) or keep balance at certain level (which is $1,500). A few months ago, I switched job, and in the process did not set up the direct deposit for Citi. Citi did not access the monthly charge initially until May 7, they put up $9.50 monthly service charge. Since I no longer need the account, and there is no Citi bank branch here in St. Louis, I went ahead, called the custmer representative (who is in India), and closed the account.
The promotion ends Monday March 30, for new customer only. $25 will appear in acct shortly after opening. Need to use the Check Card once to get the remaining $50. As I understand US bank does business mostly in Midwest and Northwest. Check out bank branch locations from their web site.
No additional conditions such as direct deposit etc.
Disclosure: I just opened one this morning; I also hold a few shares of US bank stock (NYSE: USB) at this time.